We haven't found a cloud mining service that's better for beginner's than HashFlare.io. The coolest thing: the minimum investment is just a few dollars!
Hash Flare has contracts to mine Bitcoin, Ethereum, ZCash, and Litecoin.
They accept payment in Bitcoin, credit card, wire transfer and Payeer. Also be sure to check out their handy featur where you can take earnings from your current contracts and re-invest them to increase your earnings even more.